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SIP Calculator

Project the future value of your monthly SIP investments and see the power of compounding over time.

INR
%

Historically, equity mutual funds average 10-12%.

Enter your SIP details to project your wealth.

What is a Systematic Investment Plan (SIP)?

A Systematic Investment Plan (SIP) is a strategy where you invest a fixed amount of money at regular intervals (usually monthly) into a mutual fund, ETF, or stock. It is a highly popular way to build long-term wealth without needing to "time the market."

The Power of Compounding

The secret behind SIPs is compound interest. By reinvesting your returns year after year, your wealth grows exponentially over time. A small monthly investment can grow into a massive corpus over 15 to 20 years.

Benefits of SIPs

  • Discipline: Forces you to save and invest a portion of your income every month.
  • Rupee/Dollar Cost Averaging: Because you buy at regular intervals, you buy more units when prices are low and fewer units when prices are high, lowering your average cost per unit over time.
  • No Need to Time the Market: Takes the emotion out of investing. You simply set it and forget it.

How is SIP Calculated?

The calculator uses the future value formula for an ordinary annuity. It assumes that investments are made at the end of each month and that the annual return is compounded monthly.

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Frequently Asked Questions

How to use SIP Calculator

  1. 1

    Enter your details

    Open SIP Calculator and type your values into the fields. Project the future value of your Systematic Investment Plan (SIP) based on monthly contributions.

  2. 2

    See the result instantly

    The result updates automatically as you type — no button to press. All calculations run locally in your browser; nothing is sent to a server.

  3. 3

    Adjust or copy

    Change any input to recalculate immediately, then copy or note the result.